Mobile phone/mobile wallet

I’ve been noodling since 2007, why mobile payments are taking so long to take off. It is such an obvious idea, and one of many that shows that mobile apps have a long, long way to go before they meet some of the most basic use cases imagined in the early mobile days.

So. it is good to see PayPal (who maybe the only player with few enough vested interests to really force the agenda) taking some real steps towards a mobile wallet.

But let’s not stop at finances. If a mobile app can replace my wallet, why can’t it replace my key-ring, my security access cards, my car park entry zapper, my driving license and passport?

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